I learned that in order to build your wealth, you should start with yourself. Don't ever start investing your hard-earned money to various investments. Please allow me enumerate what steps to know and follow. First is to have a stable income . Regardless if it is money coming from your day job or from active businesses, still it is a positive cash flow going into your pockets. This is the basic rule if you want to become rich and wealthy. If you don't have this kind of income, then look for it now.