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Live Within or Below Your Means

Today, I am inspired after knowing a friend of mine accumulated a total amount of 500,000 pesos. I tried to ask him because I know he is the type of person who lives within or below his means.

I look up to him because even if his only source of income is from his day job, he successfully managed to save that big amount (for me it's big because I don't have that same amount right now). I respect and salute him for inspiring me to be frugal and don't be a spender.

He shared with me he did not go with what's "in" in the market. He followed the work ethics of his favorite NBA basketball player and just lives simply.

Whenever I see him online, I always message him and ask for any updates with his investments. This person does not easily shell out his hard-earned money without studying what he's getting into and takes time to learn about the investment.

I don't want to divulge his name or any information about him for security reasons. My main motive why I write this content is because I want to inspire you as well. If he can do it, then we can. What we should do in order to save a portion of our income is pay ourselves first. What does this mean? Let's say you earn 20,000 pesos a month. Take away 10% of it (2,000 or it depends on how much you want to save. It's your call) and put it in a separate savings account. Don't touch it and let your savings accumulate every month. You'll be surprised after leaving it grows in many months of doing it.

Just don't spend more than what you earn. It will only get you in trouble and be drawn to debt. Also, your life will always be like that and nothing new will happen if what you do is always the same.

As Albert Einstein said, "Don't expect a different result if you keep doing the same things over and over again. Those are people who are fools."

To you my friend, thanks for trusting me about your total earnings. I know it's just a number but honestly, I admire what you have achieved so far. You can count on me that your identity is secured and it will only be used to motivate us to do the same. It's not too late for us to begin our own journey and follow the trail you made.

Remember, money is not everything. It is just a tool for making our lives more prosperous. Utilize it for the better and help more people along the way.

I hope you like what you read. If you enjoy it, please let me know by leaving your comment below.

Thank you.


  1. I'll earn that few months from now. Kidney lang este tiwala lang ba. Ahahaha.

    1. Huwaw! Ngayon palang, I congratulate you. Buti ka pa. Pero just like what I said in this post, just believe in what we can do and it will manifest. :)


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